There is an alternative to surrendering a policy to the Insurance Company. Sell it to a market maker in the traded endowments market. Assuming the policy is suitable, you could get up to 30% more than the Insurance Company quoted surrender value.

Absolute Assigned Policies Ltd (AAP) was formed in 1968 and is one of the leading Market Makers specialising in the buying and selling of Traded Endowment Policies (TEPs). AAP has a large professional team dedicated to providing an efficient and friendly service.

Regulation by the Financial Services Authority and membership of the Association of Policy Market Makers (APMM), ensures adherence to the highest possible professional standards.

Their service is entirely FREE. If you find their quote attractive, they'll take care of the details.

1. Submit your endowment details by calling AAP on 0208 732 5866.

2. Please have all the policy details ready when you request a quote.

3. Alternatively, click on the valuation form button below and submit your policy details to them by e-mail.

4. If AAP make an offer for the policy, a letter will be sent to you to confirm the offer and inform you of how to complete the sale. If you wish to accept the offer, then sign and return the offer letter to AAP indicating your acceptance. AAP will complete the transaction and issue your cheque.

The endowment policies that AAP trades must be Traditional "With Profits" Endowments. They do not value unit-linked policies. A policy must have been taken out prior to 1998 and have a minimum surrender value of £2000.